Farm Coverage
Growing Together
Ask your agent about packaging your personal, commercial, and farm coverages into one coherent policy.
Cream of the Crop Coverage for Your Farm, Ranch, or Agribusiness
Operating a successful farm or ranch requires solid business decisions, dedication to hard work, and insurance coverage you can count on to step in and provide the assistance you need when navigating potential risks to your livelihood. What does that mean?
Well, if a lightning storm strikes your storage facility and burns a year’s worth of harvest, you’ll be thankful your agent recommended Oregon Mutual. We’re the right choice when choosing an insurance company to help assure the financial security of your livelihood. So when you look for coverage for your farm, ranch, equestrian facility, or another agribusiness, look to Oregon Mutual.
Who is this right for?
Whether you run a small equestrian boarding facility or a large orchard, our insurance coverages are designed to meet your needs. Ask your local agent about generally eligible operations under our farm and ranch program.
*Berry Farms
*Cattle and other livestock exposures
*Custom Farming - Incidental only
*Equestrian Boarding, Lessons, and Training
*Farms Stands - Including some food product manufacturing
*Farms with Agritainment
*Fruit and Nut Orchards
*Grain and Field Crops
*Grazing away from the premises
*Hobby Farms
*Hop Farms
*Vegetable and Fruit Row Crops
*Vineyards
Farm and Ranch Coverage
We offer a unique commercial lines policy especially suited for those running an agribusiness operation. Ask your agent about customizing your policy with any of the following offered products.
*Not a comprehensive list. Coverage availability based on underwriting guidelines. Some coverages may not be available in all states. All coverages are subject to policy terms and conditions.
Autos
Includes backhauling operations (on a case-by-case basis), lay-up credits on farm trucks, and seasonal drivers. Ask about our commercial auto for more details.
Bee Board Coverage
An optional endorsement that provides coverage for bee boards and bee larvae.
CyberOne and Data
Protects businesses against damage to electronic data and computer systems from a virus or other computer attack. This coverage also protects against third-party liabilities a business might have as a result of a failure of system security.
Disruption of Farming Operations
Provides coverage for the reduction of net profit from the disruption of specified farming operations at specified insured locations by a Covered Cause of Loss.
Equine Care Custody or Control
Covers damages due to injury, death, theft, or illness of any non-owned equine, including during transportation, that the insured is legally obligated to pay.
Farm Commercial Package
Coverage for farming operations on a commercial account. Examples include animal feed, brands and labels, E&O, farm equipment, inventory and appraisal cost, personal property of others, and more.
Farm Equipment Breakdown
An optional endorsement that covers direct physical damage to covered farm equipment.
Farm Personal Package
Adds coverage for farming operations on a personal insurance account. Examples include refrigerated products, land stabilization, water backup, lock replacement, and more.
General Liability
Provides coverage for bodily injury and property damage to others.
Irrigation Equipment (Collapse)
Adds collapse coverage for defined irrigation equipment.
Orchards and Vineyards Endorsement
Adds coverage for harvested loss due to contamination or transit; direct physical loss to trees and vines, and owned signs; and more.
Package Policies
Combines your Farm, Commercial and Personal policies into one convenient policy to track and manage.