We’ll help you get up and running.

If you’re involved in an auto accident, we’re ready to help guide you throughout your claim.

For many of us, we rely heavily on our vehicles. After encountering an auto accident, many of us can feel stressed about getting to work or medical appointments on time, picking our children up from school or daycare, and meeting other obligations that may require the use of our cars and trucks. That’s why at Oregon Mutual, helping you get quickly back on the road is as important to you as it is to us.


Should you experience a motor vehicle accident, here’s what to do:


Call an ambulance for any serious injuries


Never admit responsibility to anyone other than to your insurance company


Do not disclose your policy limits


Record the date, time, and location of the event


List the police department if a report is filed and any tickets issued


Note the year, make model, color, license plate, and owner of other vehicles involved


Collect the other party’s information including insurance, policy number and phone number


Collect the names, addresses, phone numbers of all persons involved as well as any witnesses


Comply with state laws by filling out the required Motor Vehicle Accident Report


Report the accident immediately to Oregon Mutual’s Claim Reporting Center at 1-800-934-3809


Need help locating a repair shop?

Our Customer Automobile Appraisal and Repair Service (CAARS) program will help you find an approved and trusted auto body repair shop in your area that can inspect, appraise or repair your vehicle. While you have 100% freedom over where you take your vehicle after you have filed a claim, CAARS is part of Oregon Mutual’s effort to provide an increased level customer claim service.






Not Available in California




© 2019 Oregon Mutual Insurance Company.  All rights reserved.  Oregon Mutual and It’s who we are and the OM logo are service marks of the Oregon Mutual Insurance Company.  Insurance underwritten by Oregon Mutual Insurance Company and Western Protectors Insurance Company.  Not all insurers do business in all jurisdictions.  Coverage not available in all jurisdictions.  All coverages subject to policy terms and conditions.  Quote availability subject to applicable underwriting guidelines.  Discount availability and amount varies by jurisdiction and situation.

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