Your home is one of your most important assets, and Oregon Mutual's affordably priced Homeowner policy will help protect you in the event of a loss. Broad coverage is provided under our policy for your home, other structures, personal property, and additional living expense due to a covered loss. In the event of loss some coverage is also provided for the increased cost of construction due to changes in building code requirements.

Coverage is also provided for your possible liability if a guest is injured at your home or injuries are suffered by others due to your actions.

Also included with an Oregon Mutual Homeowner policy is an expert identity theft service designed to guide (or lead) identity theft victims through the resolution process. This service is made available through Identity Theft 911^TM, the nation's leading identity theft resolution provider offering one-on-one fraud advocacy to victims of identity theft. This service is automatically included in your policy with no deductible to pay.

When purchasing Homeowner insurance, it is important that you work with your agent to determine the type and amount of coverage you need. The amount of coverage should equal the cost to rebuild your home today with comparable materials. Another factor to consider is whether your home can be rebuilt in the same fashion. Construction requirements may have changed since your home was originally built. These increased costs of rebuilding may affect the amount and type of insurance that you choose to purchase.

Please contact an Independent Insurance Agent representing Oregon Mutual for specific information about, or to apply for, any of our coverages.