Commercial Insurance Discounts
Various policy types are available. Each policy offers
price adjustments depending on the risk characteristics
of the particular insured. Not all price adjustments are
available for all policies or in all states. Some examples are:
- Experience Rating
Better than expected claim experience may
- New Building Credits
Newer buildings may receive up to 20% credit.
- Sprinkler Credit
Credits are available for buildings which are fully protected by an automatic sprinkler system.
- Individual Risk Premium Modifications
Your premium may be adjusted to account for individual risk features such as quality of management, accessibility, training and supervision of employees.
Credits are available when Property and Liability policies are both written with Oregon Mutual. Commercial Auto also qualifies for package credit when written with one of these coverages.
- Large Account
Oregon Mutual provides a premium credit to larger risks to account for fixed expenses.
Please contact an Independent Insurance Agent representing Oregon Mutual for specific information about, or to apply for any of our coverages.